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Bangladesh Bank Unveils New Monetary Policy for July–December 2025

Monetary Policy

Bangladesh Bank has announced the monetary policy for the first half of the 2025–26 fiscal year. The key focus areas are inflation control, disciplined banking reforms, and boosting private sector credit growth. Governor Dr. Ahsan H. Mansur explained the plans during a press briefing held at the central bank.

Details are given below:

Inflation Control Is Top Priority

Bangladesh Bank has made it clear that interest rates will not be lowered unless inflation falls below 7 percent. Currently, inflation is still higher than the desired level, and the central bank aims to bring it down to 3–5 percent in the long term.

গভর্নর বলেন,
“জানুয়ারির পর থেকে মূল্যস্ফীতি কমেছে। আমরা চাচ্ছি আরও কমবে। তবে যে পর্যায়ে নিতে চাচ্ছি সে পর্যায়ে আসেনি। মূল্যস্ফীতি ৩-৫ শতাংশে আনতে চাই। তবে এটি সময়ের ব্যাপার। এ সময় যে প্রেসার আসবে তা ওভারকাম করতে হবে।”

Translation:
“Inflation has decreased since January. We expect it to fall further, but it hasn’t yet reached our target. We want to bring inflation down to 3–5 percent. However, that will take time. We must overcome the pressures along the way.”

Read More: Bangladesh Secures 20% Tariff Deal with US

Credit Growth Target for Private Sector

The new monetary policy has set a 7.2% private sector credit growth target by December, and 8% by June 2026. In the last monetary policy, the target for June was 9.8%, but only 6.4% was achieved.

This shows the central bank is aiming for realistic and manageable growth, aligning with current economic conditions.

Government to Invest in Bank Sector Reforms

Governor Mansur stated that the government is planning large-scale investments in the banking sector to restore discipline. Structural changes are also expected in how banks are operated.

গভর্নর বলেন,
“ব্যাংক খাতে শৃঙ্খলা ফেরাতে মার্জারের পাশাপাশি বড় অঙ্কের বিনিয়োগ করবে সরকার। পাশাপাশি ব্যাংক পরিচালনায় আসবে কাঠামোগত পরিবর্তন। এমনকি যেসব ব্যাংককে কেন্দ্রীয় ব্যাংক টাকা ছাপিয়ে বারবার সুযোগ দেয়ার পরও অবস্থার উন্নতি করতে পারেনি, তাদের বিরুদ্ধে এবার কঠোর ব্যবস্থা নেয়া হবে।”

Translation:
“To restore discipline in the banking sector, the government will not only consider mergers but will also invest large sums. There will be structural changes in bank management. Those banks that repeatedly received help through money printing but failed to improve will now face strict actions.”

Growth Outlook and Dollar Situation

Governor Mansur explained that the current growth rate is 4%, which is considered positive given the situation. He expects growth to reach 5–6% in the next fiscal year.

On the issue of dollar availability, he reassured the public that there is no shortage of US dollars in the country.

গভর্নর বলেন,
“দেশে ডলারের কোনো ঘাটতি নেই। সরকারের সক্ষমতা রয়েছে যে কোনো সময় প্রয়োজন অনুযায়ী চালসহ বিভিন্ন পণ্য আমদানি করতে পারে।”

Translation:
“There is no dollar shortage in the country. The government is fully capable of importing rice and other goods whenever needed.”

New Banking Law Coming Soon

To improve regulatory oversight, the central bank will propose changes to the Banking Companies Act. This proposal is expected to be presented next month. The goal is to ensure constant monitoring and better governance in the financial sector.

গভর্নর বলেন,
“ব্যাংক খাত সারাক্ষণ নজরদারির মধ্যে রাখা হবে। ব্যাংক কোম্পানি আইন পরিবর্তন করা হবে, যার জন্য আগামী মাসে প্রস্তাবনা দিবে কেন্দ্রীয় ব্যাংক।”

Translation:
“The banking sector will be under constant surveillance. The Banking Companies Act will be amended, and the central bank will submit a proposal next month.”

Source: Kaler  Kantho

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