Highlights:
- Nearly 6,000 new millionaire accounts opened in three months.
- Not all millionaire accounts belong to individuals—institutions and businesses included.
- Total bank deposits increased by Tk 73,075 crore in the same period.
- Since independence, the growth of millionaire accounts has been steady and sharp.
Millionaire Accounts Increase
In Bangladesh, the number of bank accounts with deposits over Tk 1 crore has grown significantly within just three months. According to the latest Bangladesh Bank report, by the end of March 2025, there were 121,362 such accounts. By June 2025, the number had increased to 127,336. This means within three months; 5,974 new millionaire accounts were added.
Who Are These Millionaires?
Officials from Bangladesh Bank explained that millionaire accounts do not always represent wealthy individuals.
Many of these accounts belong to government organizations, private institutions, and business enterprises that deposit more than Tk 1 crore. Moreover, one person or institution can open multiple bank accounts, meaning the same millionaire may hold several crore-level accounts.
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Total Number of Bank Accounts Also Growing
The report also shows that the overall number of bank accounts in the country is increasing. At the end of March 2025, there were 16.57 crore accounts in total. By June 2025, this number had risen to 16.90 crore, showing an addition of nearly 32.95 lakh new accounts within three months.
Deposits Rise Along With Accounts
The growth of accounts has also been accompanied by a rise in total deposits. At the end of March 2025, the total deposits across all banks stood at Tk 19,23,504 crore. By June 2025, deposits had increased to Tk 19,96,583 crore—an increase of Tk 73,075 crore in only three months.
Growth of Deposits in Millionaire Accounts
The accounts with deposits of more than Tk 1 crore saw a significant rise as well. At the end of March 2025, these accounts held Tk 7,83,653 crore. By June 2025, the amount had grown to Tk 8,80,772 crore. This means millionaire accounts alone gained Tk 97,119 crore in deposits in three months.
Long-Term Growth of Millionaire Accounts
The trend of millionaire accounts has been increasing for decades. According to data from the Bangladesh Bureau of Statistics (BBS):
- In 1972, just after independence, there were only 5 millionaire account holders.
- By 1975, the number had increased to 47 accounts.
- In 1980, there were 98 accounts, and in 1990 it reached 943 accounts.
- In 1996, the number became 2,594, while in 2001 it rose to 5,162 accounts.
- By 2006, there were 8,887 accounts, and in 2008 the figure jumped to 19,163.
Recent Years’ Statistics
- By December 2020: 93,890 accounts.
- By December 2021: 1,09,076 accounts.
- By December 2022: 1,09,946 accounts.
- By December 2023: 1,16,908 accounts.
- By December 2024: 1,21,081 accounts.
- By March 2025: 1,21,362 accounts.
- By June 2025: 1,27,336 accounts.
This steady growth clearly shows how millionaire accounts in Bangladesh continue to rise year after year.
Source: Barta Bazar
